901 US Highway 321 Northwest
LPL Financial Advisor
Mrs. Christiana Lovelace, AAMS, has spent the last 15 years of her life working in finance, revenue management, and client service. Her passion for community and helping others succeed is what has inspired her to build Diamond Pointe...
We're proud of our value and we don't mind talking about it.
We are committed to fee transparency at all times. We will discuss all fees before placement and at least annually after purchase.
There are 2 types of accounts that people can choose from for managing their investments:
Most of the clients at Diamond Pointe Financial are invested in an advisory 'fee-based' account. That means that there are no commissions paid for the buying and selling of different investments or individual stocks and bonds. The advantage with this account is that a fee for service is paid to the financial advisor instead of commissions. This fee is set 1.25% annually based on the assets held in that account.
Rebalancing the portfolio does not cost extra and the financial advisor's compensation is tied directly to your portfolio. There are many different types of investments can be purchased from different families of products which gives all investors, regardless of balance, access to a mixture of options at a reasonable cost.
There are some rare occasions when a transactional account has favored the client's interests, depending on needs or costs. Because a number of different transactions could apply, a schedule of fees can be provided if its determined to be the best option. The financial advisor would be compensated on each transaction, which is why these accounts are not a common practice in our business and only used when necessary.
Both of these account types include all investment guidance, strategic planning and tools associated with your goals. You will never receive an extra bill for communication or services.
Life Insurance, Alternative Investments and other products may carry fees outside of the typical investment account that are determined by each individual provider. Those products will only be considered when needed and those fees will be discussed and documented before purchase.
Here at Diamond Pointe, we feel that it is important to offer a range of services to the community. That's why we also provide services like Budget Coaching and various financial workshops. Educating the next generation of residents and helping them to create good money habits helps our community. Most of these services are complimentary and others have a nominal charge.