901 US Highway 321 Northwest,
Building a Strategic Financial Plan means that we take a full-view approach to your financial goals and all of the moving parts it takes to pursue them.
We prepare for the twists and turns that could throw your plan off track, making sure that nothing slips through the cracks. We consider the effects of taxes, healthcare, estate planning, lifestyle changes, market fluctuations, and economic turbulence.
Our personailzed financial plans are created with a holistic process that allows us to understand what is most important to you so that your plan is built specific to your needs.
Asset Management is the traditional service that people think of when hiring a Financial Professional. We manage your assets and investments for you, based on your personal goals and comfort with risk.
On Pointe | Financial Advisors on Demand is a brand new subscription package for guidance on your terms. You'll get access to a LPL Financial Advisor for personalized service and solutions.
Step 1Introductory CallLet's take 15 minutes to introduce ourselves. We'll discuss your goals and any questions you might have. This allows us to make sure that our services are best suited for your needs.
Step 2Financial ReviewThis appointment can be done virtually or in person and it usually lasts about 45 minutes. In this meeting, we will review your full financial situation, while we gather more details about your lifestyle, your goals and any challenges that could prevent you from reaching those goals.
Step 3Financial StrategiesIn this meeting, we will spend about an hour discussing possible strategies for your financial goals. You will receive a personalized strategic plan with portfolio options and guidance based on your goals and lifestyle.
Step 4PartnershipNow that we have built your strategic plan, we’ll work together to make sure you follow it. With regular reviews and monthly updates, we will be ready when life or the economy throws us unexpected curves. We'll be here to answer questions, offer guidance, and calm your fears when they come up.
Investing is easy right?Just buy low and sell high.
Most of us have trouble following that simple advice. There are principles and strategies that may enable you to put together an investment portfolio that reflects your risk tolerance, time horizon, and goals. Whether your goal is to save up a small nest egg or you are working to achieve your seven-figure dream, reviewing your personal plan is the only way to know if you are on track. During our complimentary portfolio review, we will discuss your goal, your feelings about risk, and if you are on track to meet your goal. Understanding these principles and strategies can help you avoid the pitfalls that surprise some investors.
You don’t get a second chance to plan for retirement. First, where will your retirement money come from?If you’re like most people, qualified retirement plans, Social Security, and personal savings and investments are expected to play a role. We’ll review how these sources work together and what can affect them in the future. Then, where will your retirement money go?Once we have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement-income setbacks or changes that you can avoid.You’ve worked hard to get to retirement.It will be up to us to protect you through retirement.
More jobs are requiring college degrees than ever before. The costs of retirement and college continue to climb higher. Parents are feeling the pressure to sacrifice their retirement savings so their children can go to college without adding to their debt.Most parents feel like it is a choice of college ‘or’ retirement. Its our commitment to create an “AND plan” for you and your family. Establishing this goal and building a portfolio around tit allows you to save for college AND retirement.
Insurance can be an amazing tool that transfers the financial risk of life's events to an insurance company. Everyone realizes that insurance is a great tool when someone passes but few people realize what kinds of opportunities it can create.Retirement income, long term care insurance, and tax shelters are all extra ways that insurance products can serve you.
Planning your estate is the most important gift you can give your loved ones.In too many situations, spouses and family members are not able to grieve because they spend weeks, months and even years handling difficult estate issues. Do not allow that to happen to someone you love.Effective estate management gives you control, even after you are gone and it removes that heavy burden from your family. We can provide options for estate planning that are in your best interest and the interest of your family. We will team up with a licensed professional to ensure that your legacy doesn't become a liability to your family.
One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work.
A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.Creating a life map involves a close review of personal finances and an assessment of other building blocks. We will take a look at ways to balance work and leisure, how to make smart choices for the future, and many other items in an effort to help an individual enjoy what really matters.Along with spending and budgeting, we can also discuss credit and what steps you can take to build and protect your credit score.
Real, useful financial education is one of the most overlooked responsibilities of financial advisors.
Throughout each month, feel free to join us on our weekly market updates or attend one of our workshop events open to the public. Over the years, we have presented to large families, churches, company employees, and non-profits – all free of charge. If you would like to host a workshop or get more information, we will be more than happen to discuss the range of topics we cover and how we can make it most successful for your group.