Our signature four-step process is designed to be thoughtful, intentional, and designed around you.
Whether you're exploring your options or ready to take the next step, the Pointe Process offers a streamlined, supportive experience from start to finish.
To get started, use the link below to schedule your consultation call.
This 15-minute call is your first opportunity to connect with us and share your reasons for seeking financial guidance.
We’ll learn a bit about your goals and you’ll learn more about how we work and what you can expect.
There’s no obligation - just a chance to see if we’re a good mutual fit. If not, we’re happy to offer recommendations that might better suit your needs.
If we decide to move forward, we’ll invite you to begin sharing your financial details through our secure planning platform.
You’ll enter basic information like your employment, address, and date of birth—along with assets, income, and any existing insurance coverage.
Most clients complete this step in about 30 minutes, and we’re always here to assist if needed.
This step ensures we have a complete view of your financial picture so we can plan intentionally and with clarity.
Now we start constructing your personal plan.
With your information in hand, we begin crafting a strategy that reflects your life - not just your balance sheet.
This in-depth planning conversation (typically held via Zoom or in person) allows us to explore your goals, concerns, and vision for the future.
We’ll discuss which accounts may align best with your needs and begin the account-opening process if appropriate.
This session generally lasts about an hour and sets the foundation for your personalized strategy.
This is where everything comes together.
We’ll walk through a customized planning presentation tailored to your life stage, needs, and goals.
You’ll gain insight into projected income streams, tax considerations, and healthcare factors—and see how your strategy adapts across the years.
We’ll also highlight key decision points such as Social Security elections and what-if scenarios to help prepare for life’s uncertainties.
If adjustments are needed to help you move closer to your goals, we’ll outline thoughtful options and next steps.
Our relationship doesn’t end once your plan is delivered.
We continue to monitor progress, answer questions, and provide guidance—so your financial strategy stays aligned with your evolving life.
During this early phase, some transfers and paperwork may still be in process.
We’ll use this time to:
- Confirm all necessary documents have been signed
- Verify any scheduled drafts or transfers
- Ensure account transitions are progressing smoothly
- Assist with online access and digital account setup
- Review communication preferences (such as text consent)
By now, most account updates are complete.
This check-in helps us:
- Address any questions related to online access or account statements
- Confirm accounts are operating as expected
- Schedule any follow-up meetings or service appointments
Annual planning reviews are a vital part of keeping your financial strategy relevant and responsive.
Each year, we meet to:
- Reassess financial priorities, risk tolerance, and overall strategy
- Update your retirement plan as life evolves
- Discuss any significant changes or future goals
We may also revisit:
- Life insurance coverage and beneficiary updates
- Estate planning considerations
- Tax-aware strategies and savings opportunities
- Employer retirement plan alignment
- Debt management and family planning considerations
